Let us help you get what is due to you….

If you’re retired and have income less than £230* a week as an individual, or £350* a week as a couple.  If you have been paying into the system and are not claiming your Pension Credit – you could be missing-out on around £2,100* a year, on average. Plus, it entitles you to a whole raft of other benefits.

Alas, £1.6 billion of pension credit is unclaimed by over 750,000 eligible pensioners. Here’s how to check if you qualify and how to claim.

Pension Credit has a superpower… it’s a gateway to FREE TV licences and MUCH MORE..

If you claim the main part of Pension Credit, you can get discounts on other bills, such as a council tax reduction (worth about £1,000 a year typically), and the Warm Home Discount (worth £150 a year).  Here are the broad rules:

It takes minutes to check if you qualify, so don’t miss out and call straight away. The exact rules of who can get Pension Credit are complex, but there is a simple rule of thumb for those of state pension age (currently 66 or older):

– If your total income is under £230 a week (£350 for a couple who are both pensioners), you’re likely to get pension credit, as this is the level of the full state pension it is designed to top up.

– If your total income is under £245 a week (£365 for a couple who are both pensioners), there’s a chance you will get pension credit, it depends on circumstances. There’s a higher threshold if you claim certain disability benefits or have caring responsibilities, so if this is you it’s worth checking.

To quickly check if you’re eligible, you can use the Government’s free Pension Credit calculator, or call the free helpline on 0800 99 1234.

We can help – drop in any time

Here at the MCO we think it’s a tragedy that so many of you are not getting back some of what you have paid into all your lives. If you are struggling with accessing this information or want someone to hand hold you through the application, then why not drop in – we are open 10am – 3pm Mon-Fri – and can put you in touch with the local Citizens Advice if you need further help.

*Figures are taken from .Gov.UK and are correct of going to press

 

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